Commercial Insurance

Business insurance protects your small business from financial damages that can result from accidents, property damage, professional errors, workers' compensation claims, and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business. 

 Contractor liability insurance can help protect your small business when something unexpected occurs. This includes protection for your business's assets and employees. Contractor liability coverage offers you peace of mind, knowing you have coverage when your business faces a lawsuit or covered loss. 

Builder's risk insurance, also known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction. It's essential in helping protect construction projects, but can be complex and often misunderstood. But don't forget you may need Premises Liability to protect your project location.

Often accompanied by a Builder's Risk Policy,  Premises liability protects the Owner of the property for accidents and injuries that occur on their property. The kinds of incidents that may result in premises liability claims can range from a slip and fall in a grocery store or office building to an injury at the zoo. Liability depends on the laws and procedures of each respective state. 

General liability insurance is a type of small business insurance that covers your business for accidental injuries and property damage caused to others. It also covers other problems such as advertising injury, copyright infringement, and reputational harm. Learn how to get general liability insurance, what it covers, and what it doesn't cover. 

Professional liability insurance protects businesses when employees make mistakes in the professional services they've provided to customers or clients. This coverage is also known as errors and omissions insurance (E&O). Even if you're an expert in your business, mistakes happen. 

Cyber liability insurance can cover costs associated with data breaches and cyber attacks on your business. Those costs can include such things as lost income due to a cyber event, costs associated with notifying customers affected by a breach, costs for recovering compromised data, costs for repairing damaged computer systems, and more. 

Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks, and vans, that are used for business. Commercial vehicles require a separate policy because they're typically exposed to more risk than personal vehicles. Commercial auto insurance isn't just for industrial vehicles like semis or dump trucks. 

For those companies or risks that are difficult to insure.  We work with several brokers that can find a carrier willing to insure anything.  Our E&S brokers are some of the best in Texas and the U.S. They have helped us place drone-based businesses, Armed Security, Film Industry, and several more.  Let us know what you need and will will find you the right coverage!